Get Earthquake Insurance
Shop top-rated earthquake insurance for your home with QuakeInsurance by GeoVera.
Why Do You Need Earthquake Insurance?
- You own a home in a region that is prone to property damage due to earthquakes.
- Your Homeowners insurance does not cover earthquake damage.
- Your home equity is growing.
- You need your retirement savings.
- The federal government will not bail you out.
- If you have a total loss, you still have to pay your mortgage and find a place to live.
Rated "A" (Excellent) by A.M. Best!
QuakeInsurance by GeoVera offers Earthquake insurance from top-rated providers. All of our insurance policies are underwritten by carriers rated “A” (Excellent) by A.M. Best Company. Our carriers are proud to be recognized by A.M. Best for our financial stability and commitment to homeowners in their greatest time of need. Download GeoVera’s Rating Report here. Opens a new window
Voted Best Earthquake Insurance by:
Your Homeowners Insurance Does NOT Cover Earthquakes
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What Your Earthquake Policy Can Cover
You can customize your policy to fit your needs and your budget.
Dwelling
Your home’s structure, including installed fixtures and permanently attached appliances.
Other Structures
Fences, detached garages, and other structures on your property.
Your Personal Property
Furniture, electronics, clothing, and everything else that makes your house a home.
Loss of Use
Housing and living expenses while your home is uninhabitable while being repaired or rebuilt.
Loss Assessment
Coverage for owners sharing loss responsibility within a condo or homeowners association.
Limited Building Code Upgrade
Coverage for changing building codes and their increased costs.
What Your Earthquake Policy Covers
Dwelling
Your home’s structure including installed fixtures and permanently attached appliances.
Other Structures
Fences, detached garages and other structures on your property.
Your Personal Property
Furniture, electronics, clothing, and everything else that makes your house a home.
Loss of Use
Housing and living expenses while your home is uninhabitable while being repaired or rebuilt.
Loss Assessment
Coverage for owners sharing loss responsibility within a condo or homeowners association.
Limited Building Code Upgrade
Coverage for changing building codes and their increased costs.
Why Choose QuakeInsurance by GeoVera?
You can trust GeoVera. When it comes to rebuilding homes after a natural disaster, GeoVera is the proven leader. We are among the highest rated, most user-friendly, providers of residential insurance in catastrophe-exposed areas.
We offer direct access to residential property owners, allowing them to buy earthquake insurance policies that are flexible and affordable. Beyond providing coverage, our homeowners have access to the most experienced catastrophic claims team in the industry. We hope you’ll never need our help, but we’re ready if you do.
Industry Leading Team & Tools
We leverage decades of experience to provide remarkable customer service through an easily accessible digital platform.
Instant & Accurate Quoting
Get an accurate earthquake insurance quote in less than a minute with a property address and the dwelling limit from your current homeowners policy.
Mobile-Friendly Online Bill Pay
Manage your finances easily by paying insurance premiums quickly and securely using a smartphone or computer.
Mobile-Friendly Policy Management
Access policy information and report a claim with myGeoSource, our 24/7 policy management site.
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